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Hail Damage

Some Completed Hail Insurance Jobs

Hail damage
Alberta Siding is a Calgary siding company for your Hail Insurance work.

Don't throw the Dice to decide who will do your insurance work, or risk:

FAQs when choosing a contractor
Having the FAQ of prior work, contracts, harrassment, etc. would be beneficial.

Here are some to FAQs on siding companies for hail damage:

1. Some companies charge up to $2,500 and more to lock in your job.
2. Some companies fight for damage that doesn't exist.
3. Some companies take advantage of the situation and inflate costs.
4. Some companies do bad work.
5. Some companies never leave you alone.
6. Some companies are not liked by Insurance Companies.


Signs of hail damage

Roof damage picture          
Roof damage
Vinyl siding damage picture          
Siding damage
Major vinyl siding damage picture
Major siding damage


Who to Call Alberta Siding Projects
Let Alberta Siding take care of you and do it right.

Alberta Siding is experienced in Hail Insurance restoration work for siding and roofing. They can deal with you and your Insurance company to get the work done. They do not go door to door and are not Hail Chasers. They wait for an invitation for a quote from the customers, referrals or the Insurance companies.


I have hail damage What do I need to do? Put safety first.
Windows are broken. Roofs and cars take a beating. High winds down trees and power lines. When you survey your damage, remember that there may be broken glass, sharp objects and live wires. Wear proper shoes and gloves. Don't use rain-soaked electrical equipment. Always make safety your first priority.

Call to file your claim.
If you have hailstorm damage, report it as soon as possible. During this first call, you should be ready to provide at least a general description of your damage. A representative will talk you through your claim, recording the details. A claims professional will call you after you've reported your claim. Most of the time they are able to make contact within 72 hours. If you have serious damage, they will make every effort to get to you first.

Make temporary repairs.
If hail has caused damage to the roof of your property or your car, it is your responsibility to take action to avoid further damage. If you can, cover broken windows and roofs with tarps or plywood to prevent water damage. Move wet items to drier ground and wash and dry whatever you can. If you're not sure it's safe for you to do the work, professionals can help. You'll usually find them listed under "contractors"or "water damage restoration"in your phone directory. Make sure to save receipts from any temporary fixes as part of documenting your damage.

Review your insurance policy, so you know what's covered.
Your insurance policy typically covers the cost to repair common hail damage, including damage to roofs, walls and cars, and your inventory or belongings. However, your deductible does apply, and you may have a higher deductible for wind/hail damage on your policy. Check your policy to see what's covered and the deductible you've chosen. Reviewing your policy will help you prepare questions for your claims professional.

File your claim and get your life back to normal.

Document your damage.
As soon as you can, start making a list of items that were damaged in the hailstorm. A good, thorough list will help us process your claim faster. Document the damage with photos, video tapes, bills and receipts. In the meantime, don't throw out damaged items, especially expensive ones. Your claims professional will advise you about any specific information we will need from you to process your claim so you can get started on permanent repairs.

Schedule permanent repairs.
Insurance Companies require you to wait until your claims professional has assessed your damage before you begin to make permanent repairs. However, you are encouraged you to schedule permanent repairs as soon as possible because contractors can be tough to schedule when storms hit town. Use a local, licensed, bonded and insured contractor, and check their references.

Understand your responsibility if you want to make upgrades.
Insurance Companies will replace damaged items and materials of the same type and quality of the materials you're replacing. For example, if you have a fiberglass roof, we will pay to repair or replace damage with fiberglass materials, but we won't pay to replace it with expensive slate tile. If damage is extensive, people sometimes decide to take the opportunity to upgrade their property with better or more expensive materials. Again, your Insurance Company will only pay for replacing materials of the same type and quality. If you want to pay the additional expense to upgrade, you're certainly welcome to do that out of your personal budget. Any time you make improvements to your property, talk to your agent to make sure you have enough insurance and to find out if you are eligible for discounts.



About services for Hail Insurance work offered by Alberta Siding:

Alberta Siding is experienced with replacing siding and roofing for Hail Insurance claims. They will make the repairs and leave the yard neat and tidy when they leave.

Serving Calgary, Airdrie, Priddis, Redwood Meadows, Bragg Creek, Millarville, Alderside, Black Diamond, High River, Nanton, Claresholm, Granum, Champion, Turner Valley, Rowley, Morris, Rumsey, Torrington, Bowden, Innisfail, Vulcan, Chestermere, Standard, Carsland, Dalemead, Pine Lake, Sylvan Lake, Sundre, Elkton, Water Valley, Longview, Acme, Rosedale, East Coulee, Dorothy, Rockyford, Rosebud, Delacour, Layalta, Madden, Walparous, Ghost Lake, Kanaskis, Exshaw, Dead Mans Flats, Harvie Heights, Canmore, Banff, Keoma, Balzak, Beiseker, Linden, Three Hills, Trochu and area.

If you have experienced Hail damage in Calgary, Airdrie or surrounding areas you know how stressful it can be going through the Calgary, Airdrie or surrounding area Hail insurance process and having your property repaired by reputable Calgary or Airdrie Hail insurance contractors. As a Calgary and Airdrie Hail Insurance Contractor, Alberta Siding will try to make the Hail Insurance claim process as stress free as possible, and work together with you and your Hail insurance company. Call them for a no obligation estimate for your hail insurance hail damage repair work today.

Good Hail Insurance contractors are hard to come by but Alberta Siding is the Hail Insurance contractor for you. As a preferred Airdrie or Calgary Hail Insurance Contractor they are familiar with Hail Insurance claims and Hail Insurance damage repairs, and can do your Hail Insurance work stress free. Call Alberta Siding for a stress free hail damage repair insurance claim estimate request today.


Why select Alberta Siding as your Calgary Hail Insurance contractor

Alberta Siding is experienced in Hail Insurance claims and hail damage repairs, and can handle all your Hail Insurance contractor needs for siding and roofing. Alberta Siding relies on reputation and word of mouth to acquire their future Hail insurance work and other Airdrie or Calgary siding work. They wait for the public or the Hail Insurance adjusters to call them for an estimate on the Hail Insurance work quotes

Hail Insurance contracting is part of Alberta Siding Insurance claims services, and they will be there in a moments notice when you need them for your Hail Insurance repair quotes. Whether your Hail Insurance claim requires quotes from approved reputable Hail Insurance contractors or you need additional quotes from other reputable Hail Insurance contractors, Alberta Siding, being a reputable Airdrie and Calgary Hail Insurance Contractor will be there to supply a quote for you for your Hail Insurance repairs.

Hail Insurance claims are a major part of the services offered by Alberta Siding so Alberta Siding understands how Hail Insurance adjusters think and how they work. To get a quote from Alberta Siding for your Hail Insurance repair work, Please call us or fill out the Estimate Request Form.


Alberta Siding FAQ's

Some companies charge up to $2,500 and more to lock in your job:

There is at least one company working in Airdrie and Calgary doing this. They claim to have the ability to PUSH the insurance claims through the Insurance Companies and force them to pay. They charge money up front to do this, which in most cases was $2,500. They have the homeowner sign a contract that if any claim is paid by their Insurance Company then this company will do the work. If another company does the work then the homeowner looses the $2,500.

The contract will state that the homeowner will only get the money back if there is never any claim paid out by the Insurance Company. If the claim is not covered by their Insurance Company and the homeowner gets the money back, they are still subject to a Law Suit for the money in the future if at any time the decision is reversed and they get their claim.

Problems with this:

1. Gives homeowners no chance to change their mind if they find someone who can do a better job.

2. Loss of control if they get a bad job.

3. Stuck with extra costs if the insurance payout based on what other contractors are charging is less than this company's quote.

4. Problems created between you and your Insurance Company. Insurance Companies have a tough job keeping everyone honest and keeping their rates down. Companies like this cause a lot of problems for them, and sometimes causes the Insurance Companies lose good customers because the customers don't understand why they can't pay what this company is demanding from them.

Solution:

1. Stay away from companies like this.

2. Report these companies to your Insurance agents so they can warn other people.

Some companies fight for damage that doesn't exist:

When a company takes on an insurance claim they make a profit. The more work they can find the more profit they can make.

The companies to watch for are the ones who continually insist that there's damage, even though sou don't see any and inspectors have already determined there is none. Some of these companies will not stop until either the Insurance Company buckles under or your Insurance Company has had enough and refuses to renew your policy the next year.

Problems with this:

1. Unnecessary repairs are made for the benefit of these companies and at the expense of you and your Insurance Company. The Insurance Company loses additional money paying them for this unneeded work and you, along with everybody else loses money because this will ultimately cause the insurance rates to increase.

2. It's bad for the environment and our Grand Children. Good materials fill up the landfills and fuel consumption along with factory emissions to the atmosphere add pollution to an already polluted eco system.

Solution:

1. If a salesman claims you have damage even though you and the experts from your Insurance Company don't see any damage then get another opinion (or multiple opinions) and do your own redearch. There is a lot of information online about shingles and hail damage. Home inspectors may also be a good source of information.

2. Check this company out with the Better Business Bureau. Sometimes you'll find complaints made against them in the past for fraudulent insurance claims.

Some companies take advantage of the situation and inflate costs:

Hail damage is hard on everyone, the affect homeowners, the Insurance Companies and the general public. There are some companies that will take advantage of the situation. One way some companies do this is to inflate the repair costs.

Problems with this:

1. Increased stress for the Insurance Companies to sort through these inflates prices.

2. Increased stress for the homeowners because of delays in their claim.

3. Insurance rates go up.

Solution:

1. Get more than one quote.

2. If signs point to the company being a "Hail Chaser"then question the validity of their prices. One sure sign of this is if they go door to door for the work.

3. The costs should not go up because they are busy. If they're too busy to do the repairs at a reasonable rate then try to find another contractor. There are a lot of good contractors that are not hail chasers. Get references from your insurance agent or from the Better Business Bureau.

Some companies do bad work:

Just because a company claims they are a legitimate contractor for your hail damage, that does not mean they will do a good job. There are many new companies that don't have the good crews, or just don't care.

Problems with this:

1. Your home may look worse when it's completed than before they started.

2. Leaks and problems may not show up until long after they're paid and gone.

Picture of rot caused by leaks
rot caused by leaks

3. It may cost you thousands to repair something that could have been done properly by a different contractor.

Solution:

1. Check out some jobs they have done in the past and talk to the homeowners.

2. See if your insurance agent or neighbors have heard of problems with their work.

3. Check them out with the Better Business Bureau.

4. If you're not sure then it's best to stay away from them. Once the damage is done then often it's too late.

Some companies never leave you alone:

There are companies that the Insurance Agency refers to as "Hail Chasers"that are notorious for never leaving you alone. They will move from storm to storm and prey on the misfortunes of the storm victims. Some of the Highest Pressure salesmen are employed by these companies. They are attracted by the vulnerability of the homeowners going through the stress after the storm, where it's easy pickens. Some of them just won't take no for an answer.

Even though some homeowners' better judgment is to take a little more time talking with other contractors, many times they will go against their judgment and give in. They just don't have the energy to continually say no, which is exactly what these salesmen count on. Sometimes the homeowners are just scared of saying no to some of them.

Problems with this:

1. Reinforces their ideas that they can do this.

2. Encourages these "Storm Chasers"to continue to harass people.

3. Takes the work away from the legitimate contractors that care about their jobs.

4. Causes problems for the Insurance Companies.

Solution:

1. Be wary of people going door to door for the insurance work.

2. Call companies to give you a quote who are not seen knocking on doors.

2. Use the Better Business Bureau to help find you a good contractor.

Some companies are not liked by Insurance Companies:

If an Insurance Company does not like a particular company then there's usually a reason for that. They want the work done and their customers happy. If a company can do this at a reasonable price then they're happy.

The Insurance Companies deal with contractors on a continual basis. If anyone would know about a contractor making problems, it's usually them. Some homeowners will knowingly hire these contractors anyway.

Problems with this:

1. You are inheriting the problems that the Insurance Companies have already faced in the past with these contractors.

2. If the reason for the dislike is workmanship problems then you may get a bad job.

3. You will put more stress on your Insurance Company than they already have.

Solution:

1. Ask your Insurance Company if they would have any problem with the contractors you're proposing.

2. If your Insurance Company has any problem with your proposed contractor then try to find out why. Insurance Companies often offer you a preferred contractor who they are comfortable with. Ultimately it's up to you who you want to do the work, however if a contractor is disliked by your Insurance Company then it should be a RED FLAG and warrant additional consideration.

4. If you can't resolve the issues that the Insurance Company has with the contractor then it's best not to take a chance, and get another contractor. There are a lot of good insurance contractors out there. A good source of information on this is the Better Business Bureau.

Call us for quick response to your Hail Insurance claims. We will replace your siding damaged by Hail.
We offer Hail Insurance claim repair work in Airdrie or Calgary and surrounding areas. We serve anyone residing in our working areas, which consist in Calgary, Airdrie, Priddis, Redwood Meadows, Bragg Creek, Millarville, Alderside, Black Diamond, High River, Nanton, Claresholm, Granum, Champion, Turner Valley, Rowley, Morris, Rumsey, Torrington, Bowden, Innisfail, Vulcan, Chestermere, Standard, Carsland, Dalemead, Pine Lake, Sylvan Lake, Sundre, Elkton, Water Valley, Longview, Acme, Rosedale, East Coulee, Dorothy, Rockyford, Rosebud, Delacour, Layalta, Madden, Walparous, Ghost Lake, Kanaskis, Exshaw, Dead Mans Flats, Harvie Heights, Canmore, Banff, Keoma, Balzak, Beiseker, Linden, Three Hills, Trochu and surrounding areas. We will also give quotes with an estimate request for Hail Insurance claims outside of Calgary, Priddis, Redwood Meadows, Bragg Creek, Millarville, Alderside, Black Diamond, High River, Nanton, Claresholm, Granum, Champion, Turner Valley, Rowley, Morris, Rumsey, Torrington, Bowden, Innisfail, Vulcan, Chestermere, Standard, Carsland, Dalemead, Pine Lake, Sylvan Lake, Sundre, Elkton, Water Valley, Longview, Acme, Rosedale, East Coulee, Dorothy, Rockyford, Rosebud, Delacour, Layalta, Madden, Walparous, Ghost Lake, Kanaskis, Exshaw, Dead Mans Flats, Harvie Heights, Canmore, Banff, Keoma, Balzak, Beiseker, Linden, Three Hills and Trochu providing they are in a relatively close radius of Calgary, Priddis, Redwood Meadows, Bragg Creek, Millarville, Alderside, Black Diamond, High River, Nanton, Claresholm, Granum, Champion, Turner Valley, Rowley, Morris, Rumsey, Torrington, Bowden, Innisfail, Vulcan, Chestermere, Standard, Carsland, Dalemead, Pine Lake, Sylvan Lake, Sundre, Elkton, Water Valley, Longview, Acme, Rosedale, East Coulee, Dorothy, Rockyford, Rosebud, Delacour, Layalta, Madden, Walparous, Ghost Lake, Kanaskis, Exshaw, Dead Mans Flats, Harvie Heights, Canmore, Banff, Keoma, Balzak, Beiseker, Linden, Three Hills or Trochu.

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Call or Request a quote using our Estimate Request Form today for your Hail Insurance claim.